They are extremely cheap but the cost is extremely expensive, and that upon arrival to the clinic you realize you have to pay a% lower, equal and tests each of the procedures. And you can end up paying more than if you had health insurance. So the best thing is, get advice with the cost of office visits in the regular market is find out how much I would cost without the Discount Plan and value what is more convenient to you. You can solve a difficulty, yet create you more. On the other hand the different insurance companies licensed HMO, PPO and Medical Benefits are generally imposed in this situation, and every day they take different plans that are better choices than discounts. Click Dean Ornish M.D for additional related pages.
THIRD ERROR or Affirmation … … “I have pre-existing conditions: Diabetes and Blood Pressure and told me they will cover” … In this particular it may be several things: You may have a group plan and you can cover with your previous health conditions. Generally insurance companies do not measure equally Groups Insurance (Insurance for the workplace) that individual policies. Because there is so? As a matter of course … not the same to a group of 40 workers for example where the risk factor is 5 with pre-existing diseases and to have 35 healthy, to one individual policy with previous health conditions. In groups as a general rule do not do medical check prior to admission to insurance.
Another case is when you apply for an individual policy from private insurance and approve you, but you are limited to 24 months where you will not cover you detect diseases or indications. There are companies that make you prior medical check but others are not only governed by the questionnaire that you filled on medical condition. So if you have diabetes in two years you can answer any of your health status, except that the previous condition. Put another way, there is an alternative that not all As companies work on the process of admission and may rechazandote one does not necessarily mean that all do so, unless one or more identified risk factor. Such as advanced age, preexisting diseases and overweight, smoking, number of medical emergencies or previous surgeries. There are many elements to consider. What matters is that your insurance agent is supposed to help and to provide advice on which successful company must apply according to their characteristics and conditions. Eg We do not owe us any particular company, we work legally with all the ethics and professionalism demanded by the law and our moral attitude, but the compromise is not the insurance company is with you, the customer. Therefore we always advise the best option given their characteristics and possibilities. Health Insurance Agent Adalberto Ravelo Developer Webmaster The following article does not respond to a detailed study on the subject. Bud light experience in daily practice, in years in sales and advice about health insurance and health policies in the U.S., this article does not attempt to identify or prevent a decision on, everyone is master of making the right decisions and we assume no liability for that.