Therefore he is direct, according to a report by health insurance companies”, believes that. that no AOK must raise an additional contribution. Only requirement is that the Federal Government stick to its interpretation of the law. One of the few reasons behind that”, which arguably the BMG ultimately is undeniable. The spare funds already publicly resist that long existing pension costs of the General local health insurance (AOK) and the Guild of health insurance (IKK) amounting to around 10 billion euros, for which no reserves were formed, be financed in the future from the health fund. The pensions for the so-called DO employees, officials similar status, workers are paid so far just from the current revenue.

The question is, where will the money come from, if not from the health fund? To the AOK and IKK levy from the outset additional posts for that? If the money from the health fund, then AOK and IKK would receive in time for the financial cover their according to more money, during which, as the replacement cashboxes Pension commitments made, would be correspondingly less. The BMG sees in these pension costs”no debt but only possible future commitments. So to talk finances itself in the BMG beautifully. This dilemma will be solved well over the level of contributions to the health fund. Is comforting only that it is a smaller and smaller as persons, which includes currently but at least still around 10,000 people and their families. Hospitals complain that the Lander, but at different heights, shorten the investment promotion for years. In January 2007, the service for social policy reported that only 2.7 billion euros would be paid by all provinces in 2006. The investment promotion – 44,34% would then have been reduced since 1991. The German Hospital Federation, based on an opinion of the Rhenish Westphalian Institute for economic research (RWI) and the auditing firm BDO, currently speaks of a Under-funding of up to EUR 3 billion, taking into account of the personnel cost increases expected from the ongoing collective bargaining round for the public service.

The issues are; The rate of interest associated with bad credit car of loans is higher as compared to a traditional or a normal loan generally provided by banks and lending institutes. Cleveland Clinic is full of insight into the issues. While availing car loans for bad credit, the interest rate depends upon the person’s credibility which is stated by the credit history. When the repaying history is not so good and indicates late or missed monthly payments, the lenders choose to earn back the capital provided as soon as possible, and keeping a higher rate of interest-Foxx them in doing just that. Bad credit ratings so indicate a possibility of “bad debt” in the past. So a higher debt to income ratio indicates there is a greater likely hood of the borrower defaulting in the future. The lenders cater to this risk factor by linking strict repayment plan and heavy fines and penalties for late or missed payments. The idea is to create conditions which force the borrower to make regular payments, and by imposing heavy fines as well as penalties, the borrower is intimidated into being more regular with the redeemable.

Individuals availing a bad credit car loan cannot opt for the bankruptcy option and write off the outstanding amount of unsecured loans such as credit card credit loans. No. credit loans the following pointers can help you in creating good credit ratings, which can help the borrowers avail car loans with no. credit; It’s recommended to open a savings account. This creates the impression that individual is responsible and believes in saving money. Lenders believe if the person is likely to save money; It’s going to be easy to recover the outstanding dues in case the person defaults in the future.

Avail credit card facilities and go in for low credit limits. Make sure you don’t overdraw, and make timely credit card payments so that your account remains in good standing. It’s important to make sure you don’t incur any credit card debt. Maintaining a proper status to account reflect within the credit history and improve your ratings and credit score. While applying for the car loan, make sure you exhibit a sound and steady background to your lender. Stating a permanent residential address, longer employment history and proof, valid contact numbers that are operative can go a long way in creating a good impression and improving your credit scores. Getting a good reference from your employer or business associates can further strengthen your application for your no credit car loan. If possible get a co-signer who can vouch for you and provide the financial guarantee to the moneylender. About author: It’s difficult to avail a bad credit auto loan if the credit history of the applicant indicates late payments and loan defaults.If the borrower does not have any credit ratings, it is possible to avail of car loans for people with no. credit by creating a healthy credit history.The services offered by auto loan financing can help you in getting your car loan irrespective of your credit history or rating.

If you back remembers the time, how difficult it was earlier to get a loan to the benefits and conditions you yourself wanted and who were also fair, you may believe, already today how easy it is, to be able to take a loan to precisely the content of this contract. Sums of money are no longer ring-fenced and it lasts not more weeks from the initial consultation to final loan payment. Here some examples of the flexibility which banks and thrifts put today on the day, when it comes to credit to the customer up to occur: firstly there’s the cash advances, usually in just a few days the requested sum money very efficiently and without many requirements and to top interest rates directly into a checking account is instructed after election. Or must it might go? Then it splits with the Bank, or the Bank and via instant credit not only the decision very quickly, but also the payout is already done within a few hours. A model, what especially in times of crisis, gold may be worth, because as it is so commonly said: time is money and money is tight! Also, there are now cheap alternatives to the expensive credit. This is to get without much effort and is in direct connection with the own account, but the interest costs are immense. Small loans stuff similar gaps, which you would have repaired with a flexible loan money, but they are much cheaper to have. Finally it is also loans usually are not granted because the applicant to know a negative entry in the Schufa. Even a case, yes quite times wrongly, the customer can be happened, banks and savings banks to provide special offers. Here the Schufa check has no influence on the award. Loans are adapted so now all financial situations and thus a customized credit solution is always guaranteed.